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Privacy Notice

As a North Shore customer, you have entrusted to our care, not only your hard earned money, but your personal and financial data as well. We recognize that your relationship with us is based on trust, and that you expect us to act responsibly and in your best interests. Because your personal and financial data is your private information, we hold ourselves to the highest standards in its safe keeping and use.

This means, most importantly, that we do not sell customer information - whether it is your personal information or the fact that you are a North Shore Customer - to anyone.

Instead, your information is used by us primarily to complete transactions that you request or to make you aware of other financial products and services that we offer.

North Shore Trust and Savings is committed to the highest level of customer satisfaction, and as a result, we have adopted the following privacy policy and implemented it throughout our financial institution.

This privacy policy covers all of our customers who have a continuing relationship with us, such as a:

  • Deposit account

  • Loan

  • IRA (NSTS acts as custodian or trustee)

  • Trust account (Revocable or Irrevocable)

The information that we collect:

  • Information that we receive from you on applications or other forms (name, address, phone number, or social security number, assets or income)

  • Information about your transactions with us, our affiliates or others (account activity, payment history, or account balance)

  • Information from a consumer reporting agency (such as your credit worthiness or credit history)

Sharing Information

We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law.

There may be times when North Shore Trust and Savings will offer new financial products and services to our customers. As permitted by law, we may disclose the information we collect as described above to companies to perform marketing services on our behalf or to other financial institutions with whom we have a joint marketing agreement.

Confidentiality, security and integrity of your nonpublic personal information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain procedural, electronic and physical safeguards that comply with federal regulations to guard your nonpublic information.

The importance of accurate customer information

Customer information is valuable and North Shore Trust and Savings makes every effort to assure that your information is always current and accurate. We have security standards and procedures in place designed to prevent unauthorized access to your accounts and personal information changes, we urge you to contact us immediately by calling 847-336-4430 so that we can make the necessary changes.

We'll keep you informed

As required by federal law, we will notify our customers of our privacy policy annually. We reserve the right to modify this policy at any time, but rest assured that if we do change it, we will notify you promptly.

Thank you

At North Shore Trust and Savings, your business is important to us, and we promise to do our best to safeguard your financial assets and personal and financial information. If you have any questions about this policy or we can help you further, please do not hesitate to contact us.

Fair Credit Act Notification

We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

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