Current Rates
Effective 1/31/11 thru
02/06/12
Rates subject to change
|
Account Type |
Minimum Amount To Open and Obtain APY
|
Interest Rate |
APY** |
|
Passbook Savings |
$100 |
0.10% |
0.10% |
|
Statement Savings |
$100 |
0.10% |
0.10% |
|
Business Savings |
$100 |
0.10% |
0.10% |
This is a variable rate
account and the interest rate may vary from time to time at our
discretion.
|
Account Type
|
Minimum Amount To Open and Obtain APY
|
Interest Rate
|
APY**
|
|
Premium Checking |
$1,000* |
0.05% |
0.05% |
|
Free Checking |
$100 |
Non-Interest |
Bearing Account
|
|
Free Business Checking |
$100 |
Non-Interest |
Bearing Account
|
* No minimum balance
required, if a $1000 balance is maintained in any other deposit
account.
This is a variable rate account and the interest rate may vary from
time to time at our discretion.
Fees may reduce earnings.
|
Account Type |
Minimum Amount To Open and Obtain APY
|
Interest Rate |
APY** |
|
Money Market Accounts |
$1,000 |
.05% |
.05% |
|
$10,000 |
.10% |
.10% |
|
$25,000 |
.15% |
.15% |
|
Premium Money Market Accounts* |
$75,000 |
.20% |
.20% |
|
$100,000 |
.25% |
.25% |
|
$150,000 |
.35% |
.35% |
Balances below $1000 will
earn Premium Checking account APY of 0.05%. This is a variable rate account and
the interest rate may vary from time to time at our discretion. Fees may reduce
earnings. Transfers are limited to six per statement cycle with no
more than three by check, draft, or similar order to third parties.
*Balances
below $75,000 will earn Premium Checking account rate of 0.05%.
This a variable rate account and the interest rate may vary from time
to time at our discretion. Fees may reduce earnings.
Transfers are limited to six per statement cycle with no more than
three by check, draft or similar order to third parties. A
maintenance fee of $25.00 will be assessed if the balance in your
account falls below $75,000 on any day of the statement cycle.
|
IRAs and CDs*** |
Minimum Amount To Open and Obtain APY
|
Interest Rate |
APY** |
|
3 Month Certificate |
$1,000 |
.10% |
.10% |
|
6 Month Certificate |
$1,000 |
.20% |
.20% |
|
12 Month Certificate
|
$1,000 |
.40% |
.40% |
|
18 Month Certificate
|
$1,000 |
.50% |
.50% |
|
24 Month Certificate
|
$1,000 |
.70% |
.70% |
|
30 Month Certificate
|
$1,000 |
.85% |
.85% |
|
4 Year Certificate |
$1,000 |
1.10% |
1.11% |
|
6 Year Certificate |
$1,000 |
1.25% |
1.26% |
|
8 Year Certificate |
$1,000 |
1.40% |
1.41% |
FDIC Insured
** APY = Annual Percentage Yield
*** A penalty will be imposed for early withdrawal |
