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Standard Fees for all Programs Late Fee: $29 Over-Limit Fee:
$29 NSF Fee: $29 Pay-By-Phone: $10
Cash Advance Fee: 2% of the Cash Advance Amount, subject to a
minimum fee of $2.
After Introductory rate, the Annual Rate
(APR) will vary based on changes in the Index (the National Prime
Rate published in the Wall Street Journal). The Index will be
adjusted on the 25th day of each month or the business day
preceding the 25th day if that day falls on a weekend or a holiday
recognized by the Federal Reserve Bank. Changes in the Index will
take effect beginning with the first billing cycle in the month
following a change in the Index. Increases or decreases in the
Index will cause the APR and periodic rate to fluctuate, resulting
in increased or decreased Finance Charges on the Account. The
Account will never have an APR over 21% |
