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We
make it easy to choose the credit card that is right for you, with
three cards to choose from. All three cards are available in two
options, Low Rate Card or Preferred Points Card.
 
Personal
Credit Card
§
Visa®
Classic
§
Visa®
Platinum
§ Gold
MasterCard®
Personal Card – Low Rate
Benefits
§
Competitive
annual percentage rate (APR).*
§
24-hour toll-free live customer assistance available at
800-367-7576.
§
Online account information available 24/7 at www.cardaccount.net.
§
Rental car collision damage waiver protection.
§
Unlike some card offers, the APR* for purchases and cash advances
is the same. We do not charge a higher rate for cash advances.
Features
§
No
annual fee.
§
Low
introductory rate for the first six months.*
§
Competitive
ongoing APR.*
§
25-day interest-free grace period on all purchases. No grace period
on cash advances.
Fees
§
Other
fees may be charged, these fees are listed on the
downloadable
application
.
Personal Card – Preferred Points
Benefits
§
Use
your Preferred Points Card to earn points that you can redeem for
rewards. Earn one point
for each dollar spent, up to 10,000 points per month.
§
Redeem
your rewards points for cash-back awards, retail gift cards, travel
and a wide variety of merchandise including
cameras, mp3 players, home theater systems, portable DVD players,
sporting equipment, jewelry, luggage, electronics, video game
equipment, gift cards and more.
§
24-hour toll-free live customer assistance available at
800-367-7576.
§
Online account information available 24/7 at www.cardaccount.net.
§
Rental car collision damage waiver protection.
§
Unlike some card offers, the APR* for purchases and cash advances
is the same. We do not charge a higher rate for cash advances.
Features
§
No
annual fee.
§
Low
introductory rate for first six months.*
§
Competitive
ongoing APR.*
§
25-day interest-free grace period on all purchases. No grace period
on cash advances.
§
Cash advances can be made for up to 50% of the credit line.
§
To view or redeem rewards points, visit www.mypreferredpoints.com
or call 866-678-5191.
Fees
§
Other
fees may be charged, these fees are listed on the
downloadable
application.
To
Apply Now
§
Download the PDF application.
§
Type the information and then print the application (you cannot
save the document, so print an extra copy for yourself), or print it
and then complete it using a blue or black pen. Paper applications are
also available at our local branch office.
§
Fax
your completed application to the
Card
Service
Center
at 972-650-7054.
Or mail your completed application to:
Card
Service
Center
PO Box 569120
Dallas,
TX
75356-9120
*Please
see application for information about current APRs and fees.
Effective 9-2010 |
