{"id":86,"date":"2018-12-14T14:58:55","date_gmt":"2018-12-14T14:58:55","guid":{"rendered":"http:\/\/www.northshoretrust.com\/?page_id=86"},"modified":"2026-07-01T15:06:03","modified_gmt":"2026-07-01T20:06:03","slug":"tipos-de-deposito-actuales","status":"publish","type":"page","link":"https:\/\/www.northshoretrust.com\/es\/open-an-account\/current-deposit-rates\/","title":{"rendered":"Tipos de dep\u00f3sito actuales"},"content":{"rendered":"

<\/div><\/div><\/div><\/div>

TIPOS DE DEP\u00d3SITO ACTUALES<\/h1>\n

Effective June 30, 2026<\/strong>
\nTarifas sujetas a cambios sin previo aviso<\/strong><\/p>\n<\/div>\n

\n

AHORROS<\/h2>\n\n\n\n\n\n\n\n
Tipo de cuenta<\/th>\nMinimum Amount To Open and Obtain APY<\/th>\nTipo de inter\u00e9s (1)<\/th>\nAPY (2)<\/th>\n<\/tr>\n<\/thead>\n
Libreta de ahorro<\/td>\n$100<\/td>\n0.15%<\/td>\n0.15%<\/td>\n<\/tr>\n
Declaraci\u00f3n Ahorro<\/td>\n$100<\/td>\n0.15%<\/td>\n0.15%<\/td>\n<\/tr>\n
Ahorro empresarial<\/td>\n$100<\/td>\n0.15%<\/td>\n0.15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

(1) This is a variable rate account and the interest rate may vary from time to time at our discretion. Fees may reduce earnings. (2) Annual Percentage Yield<\/p>\n<\/div>\n\n

\n

COMPROBACI\u00d3N<\/h2>\n\n\n\n\n\n\n\n\n\n
Tipo de cuenta<\/th>\nMinimum Amount To Open and Obtain APY<\/th>\nTipo de inter\u00e9s<\/th>\nAPY (5)<\/th>\n<\/tr>\n<\/thead>\n
Cuenta corriente personal Premium (1)<\/td>\n$100<\/td>\n0.05%<\/td>\n0.05%<\/td>\n<\/tr>\n
Premium Business Checking (2)<\/td>\n$100<\/td>\nSin intereses<\/td>\nCuenta al portador<\/td>\n<\/tr>\n
Cuenta corriente personal gratuita (3)<\/td>\n$100<\/td>\nSin intereses<\/td>\nCuenta al portador<\/td>\n<\/tr>\n
Cuenta corriente gratuita para empresas (3)<\/td>\n$100<\/td>\nSin intereses<\/td>\nCuenta al portador<\/td>\n<\/tr>\n
Comprobaci\u00f3n Fresh Start (4)<\/td>\n$25<\/td>\nSin intereses<\/td>\nCuenta al portador<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

(1) The Premium Personal Checking account is a variable rate account and the interest rate may vary from time to time at our discretion. The Premium Personal Checking account has a monthly maintenance fee of $5.95.\u00a0 Monthly maintenance fee waived with direct deposit or combined relationship balance of $1,000.\u00a0 Fees may reduce earnings. (2) The Premium Business Checking account has a monthly maintenance fee of $15.00 and provides enhanced online banking features, with ACH manager, not included with the Free Business Checking. (3) The Free Personal Checking and Free Business Checking accounts have no monthly maintenance fees.\u00a0 Overdraft fees, Returned Check, and Stop Payment charges may still apply. (4) The Fresh Start Checking had a monthly maintenance fee of $7.00. Monthly maintenance fee waived with direct deposit or eStatements. (5) Annual Percentage Yield<\/p>\n<\/div>\n\n

\n

CUENTAS DEL MERCADO MONETARIO<\/h2>\n\n\n\n\n\n\n\n\n\n\n
Tipo de cuenta<\/th>\nMinimum Amount To Open and Obtain APY<\/th>\nTipo de inter\u00e9s<\/th>\nAPY (3)<\/th>\n<\/tr>\n<\/thead>\n
Cuenta del mercado monetario (1)<\/td>\n$1,000<\/td>\n0.10%<\/td>\n0.10%<\/td>\n<\/tr>\n
<\/td>\n$10,000<\/td>\n0.15%<\/td>\n0.15%<\/td>\n<\/tr>\n
<\/td>\n$25,000<\/td>\n0.25%<\/td>\n0.25%<\/td>\n<\/tr>\n
Cuenta Premium del Mercado Monetario (2)<\/td>\n$75,000<\/td>\n0.50%<\/td>\n0.50%<\/td>\n<\/tr>\n
<\/td>\n$100,000<\/td>\n0.75%<\/td>\n0.75%<\/td>\n<\/tr>\n
<\/td>\n$150,000<\/td>\n1.00%<\/td>\n1.01%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

(1) La cuenta Money Market es una cuenta escalonada de tipo variable y el tipo de inter\u00e9s puede variar ocasionalmente a nuestra discreci\u00f3n. Si su saldo medio diario est\u00e1 dentro de un nivel, todo su saldo devengar\u00e1 el APY correspondiente. Los saldos inferiores a $1.000 devengar\u00e1n la Prima Personal<\/span> Checking account APY. Fees may reduce earnings. (2) The Premium Money Market account is a tiered, variable rate account and the interest rate may vary from time to time at our discretion. If your average daily balance is within a tier then your entire balance will earn the correspondent APY. A maintenance fee of $25.00 will be assessed if the balance in your account falls below $75,000 on any day of the statement cycle and balances below $75,000 will earn the Premium Personal<\/span> APY de cuenta corriente.<\/span> Las comisiones pueden reducir los ingresos.<\/span> (3) Rentabilidad porcentual anual<\/p>\n<\/div>\n\n

CERTIFICATES OF DEPOSIT AND IRAs<\/h2>\n
<\/div>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Condiciones del certificado (1)<\/th>\nMinimum Amount To Open and Obtain APY<\/th>\nTipo de inter\u00e9s<\/th>\nAPY (2)<\/th>\n<\/tr>\n<\/thead>\n
Certificado de 3 meses<\/td>\n$1,000<\/td>\n.60%<\/td>\n.60%<\/td>\n<\/tr>\n
Certificado de 6 meses<\/td>\n$1,000<\/td>\n.75%<\/td>\n.75%<\/td>\n<\/tr>\n
Certificado de 12 meses<\/td>\n$1,000<\/td>\n1.00%<\/td>\n1.00%<\/td>\n<\/tr>\n
Certificado de 18 meses<\/td>\n$1,000<\/td>\n1.15%<\/td>\n1.16%<\/td>\n<\/tr>\n
Certificado de 2 a\u00f1os<\/td>\n$1,000<\/td>\n1.25%<\/td>\n1.26%<\/td>\n<\/tr>\n
Certificado de 3 a\u00f1os<\/td>\n$1,000<\/td>\n1.35%<\/td>\n1.36%<\/td>\n<\/tr>\n
Certificado de 4 a\u00f1os<\/td>\n$1,000<\/td>\n1.45%<\/td>\n1.46%<\/td>\n<\/tr>\n
Certificado de 5 a\u00f1os<\/td>\n$1,000<\/td>\n1.55%<\/td>\n1.56%<\/td>\n<\/tr>\n
CD Especiales <\/strong>(3)<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Certificado de 13 meses<\/td>\n$1,000<\/td>\n3.89%<\/td>\n3.95%<\/td>\n<\/tr>\n
Certificado de 30 meses<\/td>\n$1,000<\/td>\n2.75%<\/td>\n2.78%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Asegurado por la FDIC<\/strong> (1) A penalty will be imposed for early withdrawal (2) Annual Percentage Yield (3) Not valid for IRA’s.\u00a0 Quarterly Interest<\/p>\n<\/div>\n

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