{"id":3679,"date":"2022-11-10T11:41:52","date_gmt":"2022-11-10T17:41:52","guid":{"rendered":"https:\/\/www.northshoretrust.com\/?p=3679"},"modified":"2023-11-06T09:16:14","modified_gmt":"2023-11-06T15:16:14","slug":"estafas-dirigidas-a-personas-mayores","status":"publish","type":"post","link":"https:\/\/www.northshoretrust.com\/es\/2022\/11\/10\/scams-targeting-seniors\/","title":{"rendered":"Estafas dirigidas a personas mayores"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:5px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-bottom:10px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">SCAMS TARGETING SENIORS<\/h1><\/div><div class=\"fusion-text fusion-text-1\"><p><script>!function(e,t){var s=\"script\",a=e.getElementsByTagName(s)[0],n=e.createElement(s);n.async=!0,n.src=\"https:\/\/banzai.org\/coach\/styles.js?subdomain=northshore\",a.parentNode.insertBefore(n,a)}(document);<\/script><\/p>\n<p class=\"intro\">Scammers target seniors more aggressively than any other group. Recognizing the most common scams helps prevent your money and personal information from getting stolen.<\/p>\n<h2 id=\"red-flags\">Red Flags<\/h2>\n<p>When you\u2019re contacted by someone\u2014even if it\u2019s someone you think you can trust\u2014 it\u2019s wise to check for some common red flags.<\/p>\n<h3>Pressure to act quickly.<\/h3>\n<p>Scammers know that if you do your research, you\u2019ll see through the scam. To prevent this, they will often pressure you to respond quickly. They might do this by claiming they have a warrant for your arrest, threatening that you\u2019ll lose access to your account, saying that a loved one is in trouble, or something similar.<\/p>\n<h3>Requesting money, particularly in unusual ways.<\/h3>\n<p>Scammers will often ask for wire transfers, gift cards, or cash to prevent you or your financial institution from tracing or cancelling the transaction.<\/p>\n<h3>Asking for sensitive information.<\/h3>\n<p>Scammers try to collect sensitive information like passwords or social security and account numbers. Legitimate companies will almost never ask for this data and, if they do, should give you a secure way to send it. Regardless, never give this information to anyone without careful research.<\/p>\n<p>If you encounter a situation that seems odd but doesn\u2019t raise one of these red flags, trust your gut! Hang up, don\u2019t reply, do your research, and get an outside opinion from someone you trust. Remember that scammers are trying to manipulate you, so be wary of sending anyone money, even if the person asking is someone you know.<\/p>\n<h2 id=\"common-scams\">Common Scams<\/h2>\n<p>Scammers are constantly updating their tactics, but here are a few of the most common scams targeting seniors:<\/p>\n<ul>\n<li><strong>Medicare Scams<\/strong>: A fraudster claims to represent Medicare and asks for the victim\u2019s sensitive information. They then use it to bill Medicare for services never provided. In a similar scam, scammers will advertise or provide medical services that are fraudulent and then bill Medicare to cover it.<\/li>\n<li><strong>Grandparent Scams<\/strong>: The victim receives a call, email, or message on social media from someone impersonating a loved one, usually a grandchild. The imposter then claims that they\u2019re in some kind of trouble and asks for money.<\/li>\n<li><strong>Debt Collector or IRS Scams<\/strong>: A scammer contacts the victim claiming to be a debt collector or representative of the IRS who needs to collect money owed by the victim or their loved one. In another version of the scam, a fraudster reaches out to the family members of someone who recently passed away and claims that they are now liable for their debts.<\/li>\n<\/ul>\n<div id=\"debt-collection\" class=\"__banzai-coach\"><\/div>\n<ul>\n<li><strong>Romantic Scams<\/strong>: A con-artist deceitfully forms a relationship online\u2014often to the point that the victim considers them to be a romantic partner. The scammer will then ask for money in a lump sum or smaller amounts over a longer period of time. Usually they claim this money will be used to support them, cover an emergency expense, or pay for them to travel.<\/li>\n<li><strong>Lottery or Prize Scams<\/strong>: The victim receives a notification that they won a prize, often a cash award or a luxurious vacation. The victim is then asked to pay the taxes or a processing fee in order to receive their award. This scam may even come with a check that will eventually bounce once the victim deposits it but, by then, the scammer is long gone.<\/li>\n<li><strong>Tech Support or Antivirus Scams<\/strong>: Victims get a popup, call, or email from someone claiming that there\u2019s a virus on their device. The scammer says they can fix it by accessing the device or installing antivirus software. Once that happens, the charlatan steals the user\u2019s sensitive data.<\/li>\n<li><strong>Investment Scams<\/strong>: Scammers offer investment opportunities that are far more risky than they let on. Thieves may also claim to be financial advisors and, once they have access to the victim\u2019s account, steal their money rather than investing it.<\/li>\n<\/ul>\n<p>To learn more about common scams, ways to avoid them, and what to do if you encounter one, read this article about\u00a0<a href=\"https:\/\/northshore.banzai.org\/wellness\/resources\/recognizing-and-avoiding-scams\" target=\"_blank\" rel=\"noopener\">recognizing and avoiding scams<\/a>\u00a0or visit\u00a0<a href=\"https:\/\/www.consumer.ftc.gov\/features\/scam-alerts\" target=\"_blank\" rel=\"noopener\">FTC.gov<\/a>.<\/p>\n<h6>This article has been republished with permission. View the original article:\u00a0<a href=\"https:\/\/northshore.banzai.org\/wellness\/resources\/scams-targeting-seniors\">Scams Targeting Seniors<\/a>.<\/h6>\n<\/div><div class=\"fusion-text fusion-text-2\"><h6 class=\"disclaimer__title\"><span style=\"color: #999999;\">Disclaimer<\/span><\/h6>\n<h6 class=\"disclaimer__body\"><span style=\"color: #999999;\">While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today. Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.<\/span><\/h6>\n<h6><span style=\"color: #999999;\">This article has been republished with permission. View the original article: <a href=\"https:\/\/banzai.org\/wellness\/resources\/recognizing-and-avoiding-scams\" target=\"_blank\" rel=\"noopener\">Recognizing and Avoiding Scams<br \/>\n<\/a><\/span><\/h6>\n<p>&nbsp;<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3682,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15,31],"tags":[],"class_list":["post-3679","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fraud-security","category-life-changes"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Scams Targeting Seniors - North Shore Trust and Savings<\/title>\n<meta name=\"description\" content=\"Con artists cheat Americans out of billions of dollars every year. 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