{"id":5825,"date":"2024-11-06T10:33:41","date_gmt":"2024-11-06T16:33:41","guid":{"rendered":"https:\/\/www.northshoretrust.com\/?p=5825"},"modified":"2026-05-27T11:29:47","modified_gmt":"2026-05-27T16:29:47","slug":"crear-riqueza-generacional-mediante-la-propiedad-de-la-vivienda","status":"publish","type":"post","link":"https:\/\/www.northshoretrust.com\/es\/2024\/11\/06\/building-generational-wealth-through-homeownership\/","title":{"rendered":"Crear riqueza generacional mediante la propiedad de la vivienda"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:55px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p><span id=\"E483\">Crear riqueza generacional es un objetivo que resuena en muchas familias hoy en d\u00eda. En North Shore Trust &amp; Savings, creemos que ser propietario de una vivienda es una de las herramientas m\u00e1s poderosas para lograr este objetivo. A trav\u00e9s de <\/span><span id=\"E484\">nuestro equipo de pr\u00e9stamos hipotecarios<\/span><span id=\"E487\">El objetivo es destacar c\u00f3mo la propiedad de una vivienda puede contribuir significativamente a crear y preservar riqueza para las generaciones futuras.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_3_5 3_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Por qu\u00e9 es importante ser propietario<\/h4><\/div><div class=\"fusion-text fusion-text-2\"><p>Ser propietario de una vivienda es algo m\u00e1s que tener un lugar donde vivir: es un motor crucial de la acumulaci\u00f3n de riqueza. He aqu\u00ed por qu\u00e9:<\/p>\n<\/div><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:35px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">1. La vivienda en propiedad como generadora de riqueza<\/h4><\/div><div class=\"fusion-text fusion-text-3\"><ul>\n<li id=\"E494\" class=\"qowt-li-3_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E495\">Patrimonio neto significativo<\/span><\/strong><span id=\"E496\">: Seg\u00fan la Reserva Federal, la mediana del patrimonio neto de los propietarios de viviendas era de 1,5 millones de euros.\u00a0<\/span><strong><span id=\"E497\">$255,000<\/span><\/strong><span id=\"E498\">\u00a0en 2019, frente a s\u00f3lo\u00a0<\/span><strong><span id=\"E499\">$6,300<\/span><\/strong><span id=\"E500\">\u00a0para los inquilinos. Este marcado contraste muestra c\u00f3mo la propiedad de la vivienda puede constituir la base de la estabilidad financiera.<\/span><\/li>\n<li id=\"E501\" class=\"qowt-li-3_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E502\">Revalorizaci\u00f3n a lo largo del tiempo<\/span><\/strong><span id=\"E503\"><strong>:<\/strong> En los \u00faltimos 30 a\u00f1os, el valor de la vivienda en EE.UU. se ha revalorizado a un ritmo medio de 1.000 millones de euros.\u00a0<\/span><strong><span id=\"E504\">4% anualmente<\/span><\/strong><span id=\"E505\">La vivienda en propiedad es una inversi\u00f3n fiable a largo plazo.<\/span><\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1024\" height=\"682\" alt=\"Banca m\u00f3vil\" title=\"Banca m\u00f3vil\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27500%27%20height%3D%27281%27%20viewBox%3D%270%200%20500%20281%27%3E%3Crect%20width%3D%27500%27%20height%3D%27281%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/11\/OLCM_GenerationalFamily-1024x682.jpeg\" class=\"lazyload img-responsive wp-image-2617\"\/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:35px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">2. Transferencia intergeneracional de riqueza<\/h4><\/div><div class=\"fusion-text fusion-text-4\"><ul>\n<li id=\"E508\" class=\"qowt-li-1_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E509\">Transmisi\u00f3n de activos<\/span><\/strong><span id=\"E510\"><strong>:<\/strong> Un informe del Urban Institute revela que\u00a0<\/span><strong><span id=\"E511\">80% de toda la riqueza generacional<\/span><\/strong><span id=\"E512\">\u00a0en EE.UU. se transfiere a trav\u00e9s de la propiedad de la vivienda. Al heredar propiedades, las familias pueden proporcionar a los herederos un activo importante que fomenta la seguridad financiera.<\/span><\/li>\n<li><span id=\"E512\"><\/span><strong><span id=\"E514\">Evitar el aumento de los costes<\/span><\/strong><span id=\"E515\"><strong>:<\/strong> Las familias que heredan viviendas se benefician de evitar el aumento de los costes de alquiler y pueden acceder al capital inmobiliario para mejorar su estabilidad financiera.<\/span><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:35px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">3. Inversi\u00f3n inmobiliaria e ingresos pasivos<\/h4><\/div><div class=\"fusion-text fusion-text-5\"><ul>\n<li id=\"E518\" class=\"qowt-li-2_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E519\">Mayor patrimonio neto<\/span><\/strong><span id=\"E520\"><strong>:<\/strong> Seg\u00fan la <b><a href=\"https:\/\/www.nar.realtor\/\" target=\"_blank\" rel=\"noopener noreferrer\">Asociaci\u00f3n Nacional de Agentes Inmobiliarios<\/a><\/b>El patrimonio neto medio de los inversores con propiedades en alquiler es de casi 1.000 millones de euros. <\/span><strong><span id=\"E521\">cuatro veces mayor<\/span><\/strong><span id=\"E522\"> que la de los no inversores.<\/span><\/li>\n<li id=\"E523\" class=\"qowt-li-2_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E524\">Ventajas fiscales<\/span><\/strong><span id=\"E525\"><strong>:<\/strong> Las inversiones inmobiliarias tienen ventajas fiscales, como la deducci\u00f3n de los intereses hipotecarios y la depreciaci\u00f3n de la propiedad, lo que aumenta el potencial de creaci\u00f3n de riqueza.<\/span><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:35px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">4. El impacto del ahorro forzoso<\/h4><\/div><div class=\"fusion-text fusion-text-6\"><p>Ser propietario de una vivienda funciona como una forma de ahorro forzoso. Cada pago de la hipoteca genera capital, lo que permite a los propietarios acumular riqueza a lo largo del tiempo sin necesidad de ahorrar dinero de forma activa.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:35px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">5. Estabilidad inmobiliaria<\/h4><\/div><div class=\"fusion-text fusion-text-7\"><ul>\n<li id=\"E532\" class=\"qowt-li-0_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E533\">Inversi\u00f3n estable<\/span><\/strong><span id=\"E534\"><strong>:<\/strong> El sector inmobiliario es un activo relativamente estable en comparaci\u00f3n con las acciones. Los datos hist\u00f3ricos muestran que a menudo supera a las acciones en rentabilidad a largo plazo, proporcionando una cobertura frente a la inflaci\u00f3n.<\/span><\/li>\n<li id=\"E535\" class=\"qowt-li-0_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E536\">Resistencia del mercado<\/span><\/strong><span id=\"E537\"><strong>:<\/strong> Incluso en periodos de volatilidad de los mercados, los bienes inmuebles siguen siendo una opci\u00f3n de inversi\u00f3n m\u00e1s segura.<\/span><\/li>\n<\/ul>\n<\/div><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:35px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">6. Reducci\u00f3n del coste de la vivienda para las generaciones futuras<\/h4><\/div><div class=\"fusion-text fusion-text-8\"><p>Al transmitir la vivienda en herencia, las familias pueden reducir significativamente los costes de vivienda para las generaciones futuras. Esto no s\u00f3lo alivia las cargas financieras, sino que tambi\u00e9n libera recursos para inversiones, educaci\u00f3n y ahorro.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_2_5 2_5 fusion-flex-column fusion-flex-align-self-center\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-center fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\"fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"1024\" height=\"682\" alt=\"\u00bfEst\u00e1 seguro mi dinero en el banco?\" title=\"\u00bfEst\u00e1 seguro mi dinero en el banco?\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27700%27%20height%3D%27207%27%20viewBox%3D%270%200%20700%20207%27%3E%3Crect%20width%3D%27700%27%20height%3D%27207%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/www.myoakleaf.com\/wp-content\/uploads\/2024\/11\/OLCM_MultiGenerationalFamily-2-1024x682.jpeg\" class=\"lazyload img-responsive wp-image-2622\"\/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_3_5 3_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:35px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">7. Abordar la brecha de riqueza racial<\/h4><\/div><div class=\"fusion-text fusion-text-9\"><p>Aumentar el acceso a la propiedad de la vivienda es esencial para cerrar la brecha de riqueza racial. Las investigaciones del <a href=\"https:\/\/www.brookings.edu\/\" target=\"_blank\" rel=\"noopener\"><b>Instituci\u00f3n Brookings<\/b><\/a> indica que unas mayores tasas de propiedad de la vivienda entre las familias afroamericanas e hispanas son fundamentales para alcanzar la paridad de riqueza con los hogares blancos.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top:35px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">8. Ventajas fiscales de la vivienda en propiedad<\/h4><\/div><div class=\"fusion-text fusion-text-10\"><p>Ser propietario de una vivienda tambi\u00e9n ofrece varias ventajas fiscales:<\/p>\n<ul>\n<li id=\"E551\" class=\"qowt-li-4_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E552\">Deducci\u00f3n de intereses hipotecarios<\/span><\/strong><span id=\"E553\"><strong>:<\/strong> Los propietarios de viviendas pueden deducir los intereses hipotecarios y los impuestos sobre la propiedad de su impuesto federal sobre la renta.<\/span><\/li>\n<li id=\"E554\" class=\"qowt-li-4_0 qowt-list x-scope qowt-word-para-1\" role=\"listitem\" aria-roledescription=\"Bullet\"><strong><span id=\"E555\">Exclusiones de las plusval\u00edas<\/span><\/strong><span id=\"E556\"><strong>:<\/strong> Los propietarios pueden excluir hasta\u00a0<\/span><strong><span id=\"E557\">$250,000<\/span><\/strong><span id=\"E558\">\u00a0(o\u00a0<\/span><strong><span id=\"E559\">$500,000<\/span><\/strong><span id=\"E560\">\u00a0para parejas casadas) de impuestos al vender su vivienda habitual.<\/span><\/li>\n<\/ul>\n<p><span id=\"E560\"><em>*S\u00f3lo con fines informativos, consulte con su asesor fiscal.<\/em><\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:25px;--awb-padding-bottom:25px;--awb-margin-top:55px;--awb-margin-bottom:55px;--awb-background-color:var(--awb-color2);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-center\" style=\"margin:0;\">Historia personal: Un camino hacia la riqueza<\/h3><\/div><div class=\"fusion-text fusion-text-11\"><p style=\"text-align: center;\"><span id=\"E564\">Pensemos en la historia de la familia Mart\u00ednez, que compr\u00f3 su primera casa hace una d\u00e9cada. Gracias a un presupuesto disciplinado y a los pagos constantes de la hipoteca, fueron acumulando patrimonio a lo largo de los a\u00f1os. Cuando legaron su casa a sus hijos, no s\u00f3lo les proporcionaron un lugar seguro y estable donde vivir, sino tambi\u00e9n <\/span><span id=\"E566\">un activo valioso<\/span><span id=\"E568\"> que permit\u00eda a sus hijos invertir en su futuro sin la carga de los elevados costes de la vivienda.<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-12\"><p><span id=\"E572\">En North Shore Trust &amp; Savings, nos dedicamos a empoderar a las familias a trav\u00e9s de la propiedad de la vivienda. Al comprender el papel fundamental que desempe\u00f1a ser propietario de una <\/span><span id=\"E574\">obras en casa<\/span><span id=\"E576\"> en la construcci\u00f3n del patrimonio generacional, las familias pueden tomar decisiones informadas que mejoren su futuro financiero.<\/span><\/p>\n<\/div><div class=\"fusion-text fusion-text-13\"><p><strong><a href=\"https:\/\/www.northshoretrust.com\/es\/contacto-ubicacion-horas\/\">P\u00f3ngase en contacto con nosotros<\/a> hoy mismo para ver c\u00f3mo podemos ayudarte a alcanzar tus metas financieras. Juntos, podemos construir un futuro mejor para ti y tu familia.<\/strong><\/p>\n<\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--awb-margin-top:25px;--awb-margin-bottom:45px;--button-border-radius-top-left:0;--button-border-radius-top-right:0;--button-border-radius-bottom-right:0;--button-border-radius-bottom-left:0;\" target=\"_self\" href=\"https:\/\/www.northshoretrust.com\/es\/contacto-ubicacion-horas\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">P\u00f3ngase en contacto con nosotros<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"<p>Discover how homeownership can create generational wealth for your family. Learn about the financial benefits of owning a home and how North Shore Trust &#038; Savings can help you secure your family\u2019s future.<\/p>","protected":false},"author":1,"featured_media":5832,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-5825","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Building Generational Wealth Through Homeownership<\/title>\n<meta name=\"description\" content=\"Discover how homeownership can create generational wealth for your family. 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