{"id":6568,"date":"2026-04-02T08:00:08","date_gmt":"2026-04-02T13:00:08","guid":{"rendered":"https:\/\/www.northshoretrust.com\/?p=6568"},"modified":"2026-04-01T11:58:36","modified_gmt":"2026-04-01T16:58:36","slug":"mes-de-la-educacion-financiera-en-illinois-conceptos-basicos-sobre-la-elaboracion-de-presupuestos-que-siguen-siendo-validos-en-2026","status":"publish","type":"post","link":"https:\/\/www.northshoretrust.com\/es\/2026\/04\/02\/financial-literacy-month-in-illinois-budgeting-basics-that-still-work-in-2026\/","title":{"rendered":"Mes de la Educaci\u00f3n Financiera en Illinois: Conceptos b\u00e1sicos sobre la elaboraci\u00f3n de presupuestos que siguen siendo v\u00e1lidos en 2026"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:60px;--awb-margin-bottom:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-margin-bottom:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:48px;\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;\">Mes de la Educaci\u00f3n Financiera en Illinois: Conceptos b\u00e1sicos sobre la elaboraci\u00f3n de presupuestos que siguen siendo v\u00e1lidos en 2026<\/h1><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_2_5 2_5 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:40%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.8%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:4.8%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p>North Shore Trust &amp; Savings, que presta servicios en el condado de Lake desde 1921, ha sido testigo de c\u00f3mo las tendencias financieras van y vienen. Pero hay algo que no ha cambiado: la importancia de contar con unos fundamentos financieros s\u00f3lidos.<\/p>\n<p>Abril es el Mes de la Educaci\u00f3n Financiera, y es el momento perfecto para volver a lo b\u00e1sico. Ya sea que vivas en Waukegan, Gurnee, Lindenhurst o en cualquier otro lugar del condado de Lake, desarrollar mejores h\u00e1bitos financieros empieza con estrategias sencillas y probadas.<\/p>\n<p>Estamos comprometidos con invertir en el futuro de nuestra comunidad mediante el apoyo a programas de educaci\u00f3n financiera en las escuelas locales, llegando a casi 10 000 estudiantes a trav\u00e9s de nuestro <a href=\"https:\/\/www.northshoretrust.com\/es\/recursos-herramientas\/educacion-financiera\/\">Programa Banzai<\/a>. El programa est\u00e1 disponible para clientes, estudiantes y la comunidad en general, y ayuda a dotar a las personas de los conocimientos y habilidades necesarios para tomar decisiones financieras informadas.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_3_5 3_5 fusion-flex-column\" style=\"--awb-padding-top:8%;--awb-padding-right:8%;--awb-padding-bottom:5%;--awb-padding-left:8%;--awb-bg-color:var(--awb-color2);--awb-bg-color-hover:var(--awb-color2);--awb-bg-size:cover;--awb-width-large:60%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.2%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.2%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Por qu\u00e9 es importante la educaci\u00f3n financiera en Illinois<\/h2><\/div><div class=\"fusion-text fusion-text-2\" style=\"--awb-text-color:var(--awb-custom12);\"><p>La educaci\u00f3n financiera no es solo una moda pasajera, sino que influye directamente en la estabilidad a largo plazo.<\/p>\n<\/div><ul style=\"--awb-size:16px;--awb-iconcolor:var(--awb-color5);--awb-textcolor:var(--awb-custom12);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-1 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Casi <strong>Uno de cada tres estadounidenses carece de conocimientos financieros b\u00e1sicos<\/strong><\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>En el Medio Oeste, muchos hogares siguen haciendo frente a <strong>el aumento del costo de vida y los retos que plantea la gesti\u00f3n de la deuda<\/strong><\/p>\n<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">\n<p>Los residentes de Illinois tienen un promedio de <strong>saldo de la tarjeta de cr\u00e9dito de entre 1.450.000 y m\u00e1s de 1.460.000,<\/strong> dependiendo de la regi\u00f3n<\/p>\n<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-3\" style=\"--awb-text-color:var(--awb-custom12);--awb-margin-top:20px;\"><p>Para comunidades como el condado de Lake, donde los cambios econ\u00f3micos se han sucedido a lo largo del \u00faltimo siglo, contar con un banco local de confianza es m\u00e1s importante que nunca.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:30px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-3 fusion-title-center fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:0px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-sep-color:var(--awb-color4);--awb-font-size:36px;\"><div class=\"title-sep-container title-sep-container-left\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:var(--awb-color4);\"><\/div><\/div><span class=\"awb-title-spacer\"><\/span><h2 class=\"fusion-title-heading title-heading-center\" style=\"margin:0;font-size:1em;\">Conceptos b\u00e1sicos de la gesti\u00f3n presupuestaria que siguen siendo v\u00e1lidos<\/h2><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-single sep-solid\" style=\"border-color:var(--awb-color4);\"><\/div><\/div><\/div><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"--awb-text-color:var(--awb-color5);--awb-margin-top:20px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-center\" style=\"margin:0;\">Estos son los mismos principios fundamentales que hemos ayudado a nuestros clientes a aplicar durante generaciones.<\/h4><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">1. Usa el cr\u00e9dito con prudencia<\/h3><\/div><div class=\"fusion-text fusion-text-4\"><p>El uso estrat\u00e9gico del cr\u00e9dito puede ayudarte a construir tu futuro financiero, pero un mal uso puede hacer que te quedes atr\u00e1s r\u00e1pidamente.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-bottom:10px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:20px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;\">Buenas pr\u00e1cticas:<\/h4><\/div><ul style=\"--awb-size:16px;--awb-iconcolor:var(--awb-color5);--awb-textcolor:var(--awb-color7);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-2 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Pague el saldo completo siempre que sea posible<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Mantenga la utilizaci\u00f3n del cr\u00e9dito por debajo del 30 %<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Evita acumular saldos con intereses altos<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-5\" style=\"--awb-margin-top:20px;\"><p>Por qu\u00e9 es importante: Tu puntaje crediticio influye en todo, desde la aprobaci\u00f3n de pr\u00e9stamos hasta las tasas de inter\u00e9s.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">2. Empieza a invertir pronto<\/h3><\/div><div class=\"fusion-text fusion-text-6\"><p>El tiempo es una de las herramientas financieras m\u00e1s poderosas con las que cuentas.<\/p>\n<\/div><ul style=\"--awb-size:16px;--awb-iconcolor:var(--awb-color5);--awb-textcolor:var(--awb-color7);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-3 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Incluso las aportaciones peque\u00f1as y constantes crecen considerablemente con el tiempo<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">El inter\u00e9s compuesto hace que tu dinero trabaje para ti<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-7\" style=\"--awb-margin-top:20px;\"><p>Ejemplo: Invertir $100 al mes desde una edad temprana puede generar mejores resultados que aportaciones m\u00e1s cuantiosas que se inicien m\u00e1s tarde.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_3 1_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">3. Automatiza tus ahorros<\/h3><\/div><div class=\"fusion-text fusion-text-8\"><p>La constancia siempre gana a la intenci\u00f3n.<\/p>\n<\/div><div class=\"fusion-title title fusion-title-9 fusion-sep-none fusion-title-text fusion-title-size-four\" style=\"--awb-margin-bottom:10px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:20px;\"><h4 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;\">Config\u00faralo y olv\u00eddate:<\/h4><\/div><ul style=\"--awb-size:16px;--awb-iconcolor:var(--awb-color5);--awb-textcolor:var(--awb-color7);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-4 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Programa transferencias a tu cuenta de ahorros el d\u00eda de pago<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Considera el ahorro como un gasto ineludible<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-9\" style=\"--awb-margin-top:20px;\"><p>Por qu\u00e9 funciona: La automatizaci\u00f3n elimina la tentaci\u00f3n de gastar primero y ahorrar despu\u00e9s.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-10 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">4. Lleva un control de tus gastos<\/h3><\/div><div class=\"fusion-text fusion-text-10\"><p>No se puede mejorar lo que no se mide.<\/p>\n<\/div><ul style=\"--awb-size:16px;--awb-iconcolor:var(--awb-color5);--awb-textcolor:var(--awb-color7);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-5 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Lleva un registro de tus gastos durante al menos 30 d\u00edas<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Identifica patrones y gastos innecesarios<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Ajusta tu presupuesto en funci\u00f3n de tu comportamiento real<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-11\" style=\"--awb-margin-top:20px;\"><p>Muchos hogares de Illinois descubren que pueden ahorrar cientos de d\u00f3lares al mes con solo llevar un control de sus gastos.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_4 1_4 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:25%;--awb-margin-top-large:0px;--awb-spacing-right-large:7.68%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:7.68%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-11 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">5. Ahorra los ingresos extraordinarios<\/h3><\/div><div class=\"fusion-text fusion-text-12\"><p>El dinero inesperado es una oportunidad, no solo un poder adquisitivo adicional.<\/p>\n<p>Ejemplos:<\/p>\n<\/div><ul style=\"--awb-size:16px;--awb-iconcolor:var(--awb-color5);--awb-textcolor:var(--awb-color7);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-6 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Devoluciones de impuestos<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Bonificaciones<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Regalos<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-13\" style=\"--awb-margin-top:20px;\"><p>Estrategia: Destina una parte o la totalidad de estos fondos al ahorro o a la reducci\u00f3n de deudas.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:8%;--awb-padding-right:8%;--awb-padding-bottom:5%;--awb-padding-left:8%;--awb-bg-color:var(--awb-color2);--awb-bg-color-hover:var(--awb-color2);--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><i class=\"fb-icon-element-1 fb-icon-element fontawesome-icon fa-map-marker-alt fas circle-no\" style=\"--awb-iconcolor:var(--awb-color5);--awb-font-size:32px;--awb-align-self:center;--awb-margin-top:0px;--awb-margin-right:0px;--awb-margin-bottom:30px;--awb-margin-left:0px;\"><\/i><div class=\"fusion-title title fusion-title-12 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-four\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h4 class=\"fusion-title-heading title-heading-center\" style=\"margin:0;\">Perspectiva local: Por qu\u00e9 esto es importante en el condado de Lake<\/h4><\/div><div class=\"fusion-text fusion-text-14\" style=\"--awb-text-color:var(--awb-custom12);\"><p>Desde hace m\u00e1s de 100 a\u00f1os, North Shore Trust &amp; Savings ha apoyado a personas y familias a trav\u00e9s de:<\/p>\n<\/div><ul style=\"--awb-size:16px;--awb-iconcolor:var(--awb-color5);--awb-textcolor:var(--awb-custom12);--awb-line-height:27.2px;--awb-icon-width:27.2px;--awb-icon-height:27.2px;--awb-icon-margin:11.2px;--awb-content-margin:38.4px;\" class=\"fusion-checklist fusion-checklist-7 fusion-checklist-default type-icons\"><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Crisis econ\u00f3micas<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Cambios en el mercado inmobiliario<\/div><\/li><li class=\"fusion-li-item\" style=\"\"><span class=\"icon-wrapper circle-no\"><i class=\"fusion-li-icon fa-square fas\" aria-hidden=\"true\"><\/i><\/span><div class=\"fusion-li-item-content\">Los cambios en el panorama financiero<\/div><\/li><\/ul><div class=\"fusion-text fusion-text-15\" style=\"--awb-text-color:var(--awb-custom12);--awb-margin-top:20px;\"><p>Los principios mencionados anteriormente no son nuevos, pero son m\u00e1s relevantes que nunca. La educaci\u00f3n financiera contribuye a fortalecer las comunidades, y eso empieza a nivel local.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:5%;--awb-padding-right:5%;--awb-padding-bottom:2%;--awb-padding-left:5%;--awb-bg-color:var(--awb-color5);--awb-bg-color-hover:var(--awb-color5);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_1_3 1_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:33.333333333333%;--awb-margin-top-large:0px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-13 fusion-sep-none fusion-title-text fusion-title-size-one\" style=\"--awb-text-color:var(--awb-color1);--awb-margin-bottom:20px;--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;--awb-font-size:52px;\"><h1 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;font-size:1em;\">C\u00f3mo puede ayudarle North Shore Trust &amp; Savings<\/h1><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:0px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-16\" style=\"--awb-text-color:var(--awb-color1);\"><p>Como banco comunitario arraigado en el condado de Lake desde 1921, ofrecemos:<\/p>\n<ul>\n<li>Asistencia bancaria personalizada<\/li>\n<li>Soluciones de ahorro y cuentas corrientes<\/li>\n<li>Asesoramiento en pr\u00e9stamos adaptado a tus objetivos<\/li>\n<li>Experiencia local que no encontrar\u00e1s en los bancos nacionales<\/li>\n<\/ul>\n<p>Las tendencias financieras seguir\u00e1n cambiando, pero los fundamentos siguen siendo los mismos.<\/p>\n<p>En North Shore Trust &amp; Savings, llevamos m\u00e1s de un siglo ayudando a los residentes del condado de Lake a gestionar sus finanzas. Este mes de abril, aprovecha la oportunidad para consolidar tus bases y construir un futuro m\u00e1s seguro.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:40px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:93.6%;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-11 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-14 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left\" style=\"margin:0;\">Preguntas frecuentes sobre educaci\u00f3n financiera<\/h2><\/div><div class=\"accordian fusion-accordian\" style=\"--awb-border-size:1px;--awb-icon-size:24px;--awb-content-font-size:16px;--awb-icon-alignment:left;--awb-hover-color:#f9f9f9;--awb-border-color:#cccccc;--awb-background-color:#ffffff;--awb-divider-color:#e0dede;--awb-divider-hover-color:#e0dede;--awb-icon-color:#ffffff;--awb-title-color:#f16936;--awb-content-color:var(--awb-custom12);--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:rgba(241,105,53,0.65);--awb-title-font-family:&quot;Fjalla One&quot;;--awb-title-font-weight:400;--awb-title-font-style:normal;--awb-title-font-size:20px;--awb-content-font-family:&quot;Open Sans&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-boxed\" id=\"accordion-6568-1\"><div class=\"fusion-panel panel-default panel-7413f8a5cd40a62bd fusion-toggle-has-divider\" style=\"--awb-title-color:#f16936;--awb-content-color:#747474;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_7413f8a5cd40a62bd\"><a aria-expanded=\"false\" aria-controls=\"7413f8a5cd40a62bd\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-6568-1\" data-target=\"#7413f8a5cd40a62bd\" href=\"#7413f8a5cd40a62bd\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">\u00bfQu\u00e9 es el Mes de la Educaci\u00f3n Financiera?<\/span><\/a><\/h4><\/div><div id=\"7413f8a5cd40a62bd\" class=\"panel-collapse collapse\" aria-labelledby=\"toggle_7413f8a5cd40a62bd\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>El Mes de la Educaci\u00f3n Financiera se celebra cada mes de abril y tiene como objetivo mejorar la educaci\u00f3n financiera y ayudar a las personas a desarrollar mejores h\u00e1bitos financieros.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-a58773ce3d05002b3 fusion-toggle-has-divider\" style=\"--awb-title-color:#f16936;--awb-content-color:#747474;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_a58773ce3d05002b3\"><a aria-expanded=\"false\" aria-controls=\"a58773ce3d05002b3\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-6568-1\" data-target=\"#a58773ce3d05002b3\" href=\"#a58773ce3d05002b3\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">\u00bfPor qu\u00e9 es importante la educaci\u00f3n financiera?<\/span><\/a><\/h4><\/div><div id=\"a58773ce3d05002b3\" class=\"panel-collapse collapse\" aria-labelledby=\"toggle_a58773ce3d05002b3\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>La educaci\u00f3n financiera ayuda a las personas a tomar decisiones informadas sobre la elaboraci\u00f3n de presupuestos, el ahorro, la inversi\u00f3n y la gesti\u00f3n de la deuda, lo que conduce a una estabilidad financiera a largo plazo.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-3299c2fd3a365a456 fusion-toggle-has-divider\" style=\"--awb-title-color:#f16936;--awb-content-color:#747474;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_3299c2fd3a365a456\"><a aria-expanded=\"false\" aria-controls=\"3299c2fd3a365a456\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-6568-1\" data-target=\"#3299c2fd3a365a456\" href=\"#3299c2fd3a365a456\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">\u00bfCu\u00e1l es la mejor manera de empezar a elaborar un presupuesto?<\/span><\/a><\/h4><\/div><div id=\"3299c2fd3a365a456\" class=\"panel-collapse collapse\" aria-labelledby=\"toggle_3299c2fd3a365a456\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Empieza por llevar un registro de tus gastos durante 30 d\u00edas, clasific\u00e1ndolos por categor\u00edas e identificando aquellas \u00e1reas en las que puedes reducir los gastos innecesarios.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-2ffc6a3cfd597ba2e fusion-toggle-has-divider\" style=\"--awb-title-color:#f16936;--awb-content-color:#747474;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_2ffc6a3cfd597ba2e\"><a aria-expanded=\"false\" aria-controls=\"2ffc6a3cfd597ba2e\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-6568-1\" data-target=\"#2ffc6a3cfd597ba2e\" href=\"#2ffc6a3cfd597ba2e\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">\u00bfCu\u00e1nto deber\u00eda ahorrar cada mes?<\/span><\/a><\/h4><\/div><div id=\"2ffc6a3cfd597ba2e\" class=\"panel-collapse collapse\" aria-labelledby=\"toggle_2ffc6a3cfd597ba2e\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Una recomendaci\u00f3n habitual es ahorrar al menos el 20 % de tus ingresos, pero cualquier cantidad que se mantenga de forma constante es un buen punto de partida.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-3e6149424726a2d8c fusion-toggle-has-divider\" style=\"--awb-title-color:#f16936;--awb-content-color:#747474;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_3e6149424726a2d8c\"><a aria-expanded=\"false\" aria-controls=\"3e6149424726a2d8c\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-6568-1\" data-target=\"#3e6149424726a2d8c\" href=\"#3e6149424726a2d8c\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">\u00bfCu\u00e1l es un buen \u00edndice de utilizaci\u00f3n del cr\u00e9dito?<\/span><\/a><\/h4><\/div><div id=\"3e6149424726a2d8c\" class=\"panel-collapse collapse\" aria-labelledby=\"toggle_3e6149424726a2d8c\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Por lo general, se recomienda mantener la utilizaci\u00f3n del cr\u00e9dito por debajo del 30 % del l\u00edmite disponible para conservar una puntuaci\u00f3n crediticia saludable.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-ee94dd4c373ab2ebd fusion-toggle-has-divider\" style=\"--awb-title-color:#f16936;--awb-content-color:#747474;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_ee94dd4c373ab2ebd\"><a aria-expanded=\"false\" aria-controls=\"ee94dd4c373ab2ebd\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-6568-1\" data-target=\"#ee94dd4c373ab2ebd\" href=\"#ee94dd4c373ab2ebd\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">\u00bfEs mejor ahorrar o invertir primero?<\/span><\/a><\/h4><\/div><div id=\"ee94dd4c373ab2ebd\" class=\"panel-collapse collapse\" aria-labelledby=\"toggle_ee94dd4c373ab2ebd\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Lo ideal es crear primero un fondo de ahorro para emergencias y, despu\u00e9s, empezar a invertir con miras a un crecimiento a largo plazo.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":6570,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6568","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financial Literacy Month: Budgeting Basics | North Shore Trust &amp; Savings<\/title>\n<meta name=\"description\" content=\"Celebrate Financial Literacy Month with budgeting basics that work. 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