{"id":6945,"date":"2026-09-29T12:08:24","date_gmt":"2026-09-29T17:08:24","guid":{"rendered":"https:\/\/www.northshoretrust.com\/?p=6945"},"modified":"2026-09-29T12:08:24","modified_gmt":"2026-09-29T17:08:24","slug":"how-to-spot-bank-scams","status":"publish","type":"post","link":"https:\/\/www.northshoretrust.com\/es\/2026\/09\/29\/how-to-spot-bank-scams\/","title":{"rendered":"Convi\u00e9rtete en un cazador de estafas: c\u00f3mo detectar estafas bancarias y proteger tu dinero"},"content":{"rendered":"

Convi\u00e9rtete en un cazador de estafas: c\u00f3mo detectar estafas bancarias y proteger tu dinero<\/h1><\/div>

Scammers are getting more sophisticated, but one of the best defenses is surprisingly simple: know what your bank will never ask you to do.<\/p>\n

Nearly 3 in 4 Americans have experienced a scam or fraud attempt, according to a 2026 House Financial Services Committee report. A 2026 Gallup survey estimated that scams resulted in $68 billion in losses.<\/p>\n

That\u2019s why North Shore Trust and Savings is joining the American Bankers Association\u2019s #BanksNeverAskThat campaign this October to help customers throughout northern Illinois recognize common scam tactics and better protect their money and personal information.<\/p>\n<\/div><\/div><\/div>

What Is #BanksNeverAskThat?<\/h4><\/div>

Every day, scammers use fraudulent emails, text messages and phone calls while pretending to be a bank, a loved one, the government or law enforcement. Their goal is often to convince you to reveal confidential information such as account numbers, passwords or PINs.<\/p>\n

En #BanksNeverAskThat<\/strong> campaign helps consumers recognize these tactics before responding. Think of it as training to become a Scam Slayer:<\/strong> someone who knows the warning signs, stops suspicious interactions and verifies requests before providing information or sending money.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

6 Scam Warning Signs You Should Know<\/h2><\/div>

Scammers often create a sense of urgency because they don’t want to give you time to think. A message might claim there’s suspicious activity on your account, that your account will be locked or that you need to take immediate action.<\/p>\n

Before reacting, watch for these six warning signs:<\/p>\n<\/div><\/div><\/div>

<\/i>

You’re pressured to open a link.<\/h4><\/div>

Don’t click. A fraudulent link may lead to a fake website designed to steal your information.<\/p>\n<\/div><\/div><\/div>

<\/i>

Someone calls unexpectedly and tells you not to tell anyone.<\/h4><\/div>

Hang up. Requests for secrecy are a major warning sign.<\/p>\n<\/div><\/div><\/div>

<\/i>

You receive an unexpected email attachment.<\/h4><\/div>

Delete it rather than opening or downloading it. Scam attachments may contain malicious software.<\/p>\n<\/div><\/div><\/div>

<\/i>

Someone asks for confidential personal information.<\/h4><\/div>

Be suspicious of unexpected requests for information such as your PIN, password or Social Security number.<\/p>\n<\/div><\/div><\/div>

<\/i>

You’re pressured to send money through a payment app.<\/h4><\/div>

Stop and verify the request before taking action.<\/p>\n<\/div><\/div><\/div>

<\/i>

You’re told you must click, pay or respond immediately.<\/h4><\/div>

Slow down and independently verify what’s happening before doing anything.<\/p>\n<\/div><\/div><\/div>

These are the six key warning signs highlighted in the ABA’s 2026 Scam Slayer campaign.<\/p>\n<\/div><\/div><\/div><\/div><\/div>

A Call Looks Like It’s Coming From Your Bank. Now What?<\/h2><\/div>

Caller ID isn’t proof that a call is legitimate.<\/p>\n

Scammers can spoof caller ID, making an incoming call appear to come from a familiar or local number. Even seeing an Illinois area code doesn’t guarantee that the caller is actually nearby.<\/p>\n

If you receive an unexpected call from someone claiming to represent North Shore Trust and Savings and something doesn’t feel right, hang up.<\/p>\n

Then independently contact North Shore Trust and Savings using a telephone number you know is legitimate. You can find verified contact information for the bank’s locations on its Contact & Locations page<\/a>.<\/p>\n

There’s an important distinction: you may be asked to verify confidential information when you initiate a call to your bank.<\/span> <\/b>That’s different from an unexpected caller contacting you and asking you to provide confidential information.<\/p>\n<\/div><\/div><\/div>

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Protect Yourself When Banking Online<\/h2><\/div>

Digital banking makes managing your finances convenient, but it also makes it important to know you’re using legitimate banking channels.<\/p>\n

North Shore Trust and Savings customers can access account information and banking features through the bank’s official Mobile Banking services<\/a>.<\/p>\n

If an unexpected email or text claims to be from North Shore Trust and Savings and asks you to follow a link to access your account, don’t use the link in the message. Instead, navigate directly to the North Shore Trust and Savings website<\/a> or use the banking app you already have installed.<\/p>\n<\/div><\/div><\/div>

Watch Out for AI Voice Scams<\/h2><\/div>

Artificial intelligence has added another challenge to scam prevention: a familiar voice isn’t necessarily proof of identity.<\/p>\n

AI technology can be used to imitate the voice of someone you know. A scammer may create an urgent situation involving a family member or friend and ask you to send money or provide personal information.<\/p>\n

One simple precaution is to establish a family code word that can be used to verify someone’s identity during an unexpected or suspicious call.<\/p>\n

If a caller claiming to be someone you know suddenly needs money or sensitive information, don’t rely solely on the sound of their voice. Hang up and call that person directly using the number you already have saved.<\/p>\n<\/div><\/div><\/div>

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Suspicious Text or Email? Don’t Click<\/h2><\/div>

If an email or text message looks suspicious:<\/p>\n<\/div>