Credit Cards

We make it easy to choose the credit card that is right for you, with three cards to choose from. All three cards are available in two options, Low Rate Card or Preferred Points Card.

  • MasterCard World®
  • MasterCard Platinum®
  • Visa® Platinum

 

Visa® Platinum Low Rate Card

Benefits
Competitive annual percentage rate (APR)*
24-hour toll-free live customer assistance available at 800-367-7576
Online account information available 24/7 at www.cardaccount.net
Rental car collision damage waiver protection
Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances
Features
No Annual Fee
Low introductory rate for the first six months*
Competitive ongoing APR*
25-day interest-free grace period on all purchases. No grace period on cash advances
Fees
Other fees may be charged, these fees are listed on the downloadable application for credit

MasterCard World & MasterCard Platinum®

Benefits
Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more
24-hour toll-free live customer assistance available at 800-367-7576
Online account information available 24/7 at www.cardaccount.net
Rental car collision damage waiver protection.
Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances
Baggage delay insurance, replaces essential personal or business items in your baggage.
Price Protection: Should you find a a lower price for a new item within 60 days from date of purchase you may be qualified for reimbursement for the difference.
Road Side and Travel assistance.
Features
No Annual Fee
Low introductory rate for the first six months*
Competitive ongoing APR*
25-day interest-free grace period on all purchases. No grace period on cash advances
Cash advances can be made for up to 50% of the credit line
To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191
Fees
Other fees may be charged, these fees are listed on the downloadable application for credit

To Apply Now

Type the information and then save it to your device then print the application, sign the application and return the application as listed below. Paper applications are also available at each of our local branch offices.

Return the completed application(page 1) to: 877-809-9162(fax) or [email protected](e-mail).

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.

Effective 12/2014