Bank Local. Build Community. Grow Together.

Where you bank matters. When you choose a local community bank, you’re choosing more than a place to keep your money. You’re choosing people who live and work in the same communities you do, understand the local market, and are invested in seeing their neighbors, families, and local businesses succeed. At North Shore Trust and Savings, local banking has been our business since 1921.

For more than a century, we’ve proudly served Lake County with the same philosophy: Put the Customer First. North Shore Trust and Savings was founded by local community members who wanted to help their neighbors achieve the dream of homeownership. Neighbors pooled their savings together so loans could be made to other people right here in the community. More than 100 years later, those local roots still define who we are.

Our customers aren’t simply account numbers or transactions. They’re our friends, neighbors, families, and local business owners. Our employees are part of the community, too. We understand the people and places we serve because this is our community, too.

Choosing a community bank also helps keep your money closer to home. Local deposits help support local lending. It’s a simple idea that has been part of North Shore Trust and Savings from the beginning: when our customers and communities succeed, we grow together.

Banking technology has changed dramatically since 1921, and today we can do more from our phones and computers than ever before. But even in an increasingly digital world, people still value having a local branch and a real person they can turn to when they need help.

In fact, a 2026 Santander US survey found that 89% of middle-income U.S. consumers want to manage most of their banking digitally while still maintaining access to a branch with people who can help when needed. Consumers especially value in-person support when resolving complex issues, receiving personalized guidance, and discussing important financial decisions.

That’s the value of banking locally. Our branches are more than places to make deposits or complete transactions. They’re places where relationships are built. Our employees take the time to listen, understand your needs, answer your questions, and help find solutions that make sense for you.

Since 1921, we’ve built our reputation one customer, one relationship, and one community connection at a time. Today, we’re proud to continue serving our neighbors from our locations in Waukegan and Lindenhurst and supporting the communities that have supported us for generations.

Because when you bank locally, your relationship with your bank can mean something more. Your money stays local, your bankers are local, and your financial institution has a vested interest in seeing your community thrive.

Bank Local. Build Community. Grow Together.