Open Checking Account
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OPEN A CHECKING ACCOUNT

It’s a simple but powerful idea: the less money you spend on fees, the more money you have to spend on the things you want. Write checks, make deposits, or use your debit card as much as you like. Manage your accounts anytime, either online or by phone.

FREE CHECKING

At North Shore Trust, we understand how valuable your time is. That’s why we make it very easy to open and maintain a checking account. Our free checking account offers excellent benefits-including unlimited transactions with no service charge! Access your account 24/7 online or on your mobile device.

We love our customers; if you prefer an in-person review of your account, please stop into one of our branches to talk with one of our friendly North Shore Trust team members.

No-Minimum

NO MINIMUM BALANCE

No minimum balance required: nothing to remember or track.

Free-Online

FREE ONLINE BANKING

Manage your accounts anytime, anywhere with our free online banking with 24/7 access and bill pay.

Free-Card

FREE MASTERCARD® DEBIT CARD

Make purchases using your free MasterCard® debit card.

Telephone-Banking

FREE ACCESS TO TELEPHONE BANKING

Free access to our user-friendly telephone banking.

eStatements

FREE eSTATEMENTS

Receive eStatements sent directly to your inbox; no waiting for the mail to arrive!

deposit

$100 DEPOSIT TO OPEN

Nominal deposit of $100 is required to activate the account.

FDIC

FDIC INSURED

Our Free Checking accounts are FDIC-insured

FRESH START CHECKING

Fresh Start Checking is not your average bank account. Whether you’re just getting started or looking to give your money management habits a reboot, we’re here to help you establish a strong financial foundation. Fresh Start Checking is a Bank On certified account designed to offer safe and affordable bank accounts to those opening their first bank account or reentering the banking system after a setback. The Fresh Start Checking account provides the tools and resources you need to meet your financial goals – and without checks and paper statements, it’s good for the environment!

WHAT IS BANK ON?

Bank On is a national project that supports close to 90 local coalitions across the country connecting consumers to safe, affordable and certified accounts.

Bank On Logo

WHAT IS BANK ON?

Bank On is a national project that supports close to 90 local coalitions across the country connecting consumers to safe, affordable and certified accounts.

No-Minimum

NO MINIMUM BALANCE

No minimum balance required: nothing to remember or track.

$25 DEPOSIT TO OPEN

Nominal deposit of $25 is required to activate the account.

Account Maintenance Fee

$7 MAINTENANCE FEE

Fee is waivable with direct deposits or estatements.

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NO OVERDRAFT FEES

No overdraft or non-sufficient funds fees.

eStatements

THINK GREEN

This account does not have check-writing ability but still offers all the convenience of digital payments, like direct deposit and Online Banking with Bill Pay.

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MASTERCARD® DEBIT

Mastercard® Debit Card with Apple Pay, Google Pay, and Samsung Pay, and surcharge-free access to cash at MoneyPass® ATMs nationwide.

FDIC

OVERDRAFT HISTORY

Have an overdraft or non-sufficient funds history with another institution? We can work with that.

Free-Online

MOBILE BANKING

Mobile Banking with Mobile Check Deposit.

PREMIUM CHECKING

Looking for a high-end checking account without the high-end fees? Our uncomplicated premium checking account may be the perfect fit.

Get all the checking and debit card privileges you want. To avoid the monthly maintenance fee, you only need a direct deposit or a combined relationship balance of $1,000 maintained between any checking or savings accounts held by you.

The Premium Checking account is a variable rate account and the interest rate paid may vary from time to time. Fees may reduce earnings in the account. Ownership eligibility for the Premium Checking account is limited to individuals, sole proprietorships, and not-for-profit organizations.

Account Maintenance Fee

$5.95 MAINTENANCE FEE

Fee is waivable with a direct deposit or a combined relationship balance of $1000.

deposit

$100 DEPOSIT TO OPEN

Nominal deposit of $100 is required to activate the account.

Free-Online

FREE ONLINE BANKING

Manage your accounts anytime, anywhere with our free online banking with 24/7 access and bill pay.

Free-Card

FREE MASTERCARD® DEBIT CARD

Make purchases using your free MasterCard® debit card.

Telephone-Banking

FREE ACCESS TO TELEPHONE BANKING

Free access to our user-friendly telephone banking.

eStatements

FREE eSTATEMENTS

Receive eStatements sent directly to your inbox; no waiting for the mail to arrive!

FDIC

FDIC INSURED

Our Premium Checking accounts are FDIC-insured

CURRENT CHECKING ACCOUNT RATES