We’ve partnered with Oak Leaf Community Mortgage to provide a greater suite of mortgage programs and enhanced servicing of your mortgage loan.

We’ve partnered with Oak Leaf Community Mortgage to provide a greater suite of mortgage programs and enhanced servicing of your mortgage loan.

North Shore Trust & Savings Mortgage Services

Discover the strength of partnership with North Shore Trust and Savings and Oak Leaf Community Mortgage. Together, we’re setting new standards in mortgage solutions, combining our legacy of trust with innovation and community focus. Our reach now includes all of Chicagoland, with the addition of loan production offices in Aurora and Plainfield to our existing offices in Waukegan, Lindenhurst and Chicago.

MEET Our Loan Officers

Expert Guidance Every Step of the Way

Our team of loan officers brings a wealth of knowledge and experience to your home buying journey. Dedicated to delivering personalized service, they’re here to answer your questions, provide insights, and ensure you find the right mortgage solution.

About Our Relationship

A Partnership Built on Shared Values

We are proud to announce that Oak Leaf Community Mortgage is now powered by North Shore Trust and Savings. This partnership is a testament to our shared commitment to providing exceptional mortgage services, underpinned by integrity, innovation, and a deep-rooted sense of community. Our combined expertise means we’re better positioned than ever to meet your unique financial needs with personalized, efficient, and comprehensive mortgage solutions.

APPLY NOW

Ready to take the first step towards homeownership? Our online application process is streamlined and user-friendly, making it easy for you to apply for your mortgage today.

Enhancing Your Mortgage Experience

Clients of both North Shore Trust and Oak Leaf Community Mortgage benefit from:

A wider array of mortgage products tailored to diverse needs, from first-time homebuyers to seasoned investors.

A wider array of mortgage products tailored to diverse needs, from first-time homebuyers to seasoned investors.

A wider array of mortgage products tailored to diverse needs, from first-time homebuyers to seasoned investors.

Mortgage Programs Overview

Diverse Solutions for Every Homebuyer

Our comprehensive range of mortgage offerings is designed to accommodate every lifestyle and financial situation, ensuring you find the perfect match for your home buying or refinancing needs. Dive into our suite of traditional and portfolio mortgage programs to discover the right solution for you.

Each of these programs is designed with your diverse needs in mind, ensuring that whether you’re a first-time homebuyer, looking to invest in real estate, or finding a unique solution that traditional mortgages don’t offer, we have the right option for you.

Portfolio Loan Programs

Customized Mortgage Solutions for Your Unique Needs

Buy Now, Sell Later

Transition from Contingent to Non-Contingent with “Buy Now, Sell Later.”

High Advance Rehab Loan

High Advance Rehab Loans – Transform your Property vision into reality.

Investor Rehab Loans

Transition from Contingent to Non-Contingent with “Buy Now, Sell Later.”

New Construction Loans

New Construction Loans help you build your future.

Second Lien Loans

Second Lien Loans offer expanded financial options.

Borrowers WithOut SSN (ITIN)

For borrowers without a social security number, ITIN mortgage loans provide homeownership for everyone.

Traditional Mortgage Programs

Explore Your Mortgage Options – Find Your Perfect Fit

Conventional mortgage

Classic mortgage financing for your home loan.

Down payment assistance loan

Helping your bridge the gap towards homeownership.

FHA Loans

Accessible mortgage options providing a path to homeownership.

Jumbo mortgage

Jumbo Mortgages provide financing options for properties that exceed conventional loan limits.

Veterans Assistance

VA Loans are designed to offer long-term financing to eligible American veterans or their surviving spouses.