Single women are leading the way in homeownership, accounting for 19% of all home purchases in 2024, compared to just 8% for single men (National Association of REALTORS®). Despite facing challenges such as lower incomes, higher mortgage costs, and smaller down payments, women continue to prioritize homeownership as a means of achieving financial security and independence.

North Shore Trust and Savings specializes in tailored financing solutions, expert guidance, and innovative mortgage programs designed to help single women achieve their homeownership goals. Serving Illinois and Wisconsin, they provide the resources and support needed to make the homebuying process seamless and stress-free.

A variety of mortgage options designed to meet the needs of single women homebuyers:

• Traditional Mortgage Options including fixed-rate, adjustable-rate, FHA, VA, and USDA loans
• Down Payment Assistance & Low-Down-Payment Loans to help overcome financial barriers

According to a LendingTree analysis, single women own 11.14 million homes nationwide, nearly 3 million more than single men, proving their determination to invest in real estate despite affordability challenges.

Purchasing a home independently doesn’t mean you have to go through it alone. Our mortgage specialists provide:

• One-on-one consultations to discuss financial goals and options
• Credit-building strategies to strengthen purchasing power
• Education on mortgage programs to help make informed decisions
• Assistance with pre-approvals to help buyers shop with confidence

At North Shore Trust and Savings, we ensure a smooth process by offering:

• Fast pre-approvals to help buyers move quickly in competitive markets
• A streamlined application process with no hidden fees
• Personalized attention backed by Midwest hospitality and expert financial solutions

According to Zillow, 80% of single women homebuyers plan to live in their homes long-term, demonstrating their commitment to homeownership as a foundation for future financial stability.

North Shore Trust and Savings is dedicated to making homeownership accessible and achievable for single women looking to invest in their future. Whether you’re a first-time buyer, upgrading, or refinancing, we’re here to guide you every step of the way.

Contact us today to learn more about mortgage options that fit your financial goals.