NEWS YOU CAN USE
Back to School with North Shore Trust and Savings: Your Mortgage 101 Guide
North Shore Trust and Savings, is here to guide you through the essentials of securing a mortgage. Whether you're a first-time homebuyer or looking to refinance, understanding the do's and don'ts of mortgages can make the process smoother and less stressful.
Unveiling the Power of Credit Scores
Unveiling the Power of Credit Scores: A Key to Financial Opportunities A credit score is a number that potential lenders will use to determine whether they should lend you money, how much, and at what interest rate.Your credit score, also called a FICO score, is an actual number, between[...]
Working with a Mortgage Lender
Working with a Mortgage Lender Applying for a mortgage is a big endeavor. Most lenders require you to complete a mortgage application—a comprehensive financial statement. The information you provide on your application determines whether you qualify for a loan and how much you can borrow.[...]
Buying A Home
BUYING A HOME Start by defining your goals. Consider where you want to live, the features you're looking for, what you can afford, and a realistic date for having the money you'll need. Then apply your knowledge to making this key decision. The Cost of[...]
What is a HELOC?
WHAT IS A HELOC? A home equity line of credit (HELOC) is a line of credit that allows you to tap into your home’s equity. How it Works Like a credit card, a HELOC is a revolving line of credit that allows you to[...]
The CARES Act: Student Loans
THE CARES ACT: STUDENT LOANS If you or your dependents have federally owned student loans, revisions in the CARES Act can help reduce that burden temporarily. Suspended Payments The CARES Act created an automatic suspension of principal and interest payments on federally owned student[...]
